My First Retraction!

In the post, titled Beaumont's Brains Out, I said this:

"Open a no-minimum savings account with no inactivity fees. They, more than likely, have one. Put five dollars in and never close it - just leave it. The paperwork and records they keep on that five dollars will cost them about as much every week. It might harm your credit, but only slightly. You don't need perfect credit. It only proves you're good at being in debt. It only proves you're a prime candidate to be taken for granted. If that sounds underhanded or passive aggressive, keep in mind that a bank is nothing but a reservoir of calculated risks. Let them calculate the risk they took in you, until you die. They're obligated to. Besides, you might be able to will eight dollars and six cents from that account to one of your grandchildren. Stipulate in your will that they frame it."

This, apparently, is no longer true. I suppose things have changed since I opened my first bank account (about 14 years ago, when I was still scheduled to be a minor for another 6 years). And, maybe, my memory just didn't serve me correctly in the first place.
I was talking to a friend of mine who works at the call center for the very bank I custom (although I'm closing my account, soon). It turns out that, after two years of inactivity, your account can be closed and the money in it can be given to the state.

So, as a bit of advice, don't go and take my advice without checking my apparent lack of facts.